Asufin has won a class action lawsuit that will benefit all mortgages who paid constitution expenses and who signed their loans before the entry into force of the real estate credit contracts law in June 2019, without the need to litigate for it. According to the Supreme Court ruling, the initial expenses would not have to be applied in their entirety to consumers. With the new Mortgage Law, banks are obliged to bear this expense. Now, the collective action for cessation filed by Asufin has been won in the Mercantile Court number 11 of Madrid against Kutxabank, Banco de Caja España de Inversiones Salamanca and Soria (now Unicaja Banco), ING Bank and Deutsche Bank.

The bill against tax fraud will imply a sharp rise in taxes on Patrimony and those figures related to the transfer of real estate. The regulations consolidate the high appraisals made by the regional Treasuries. The text formalizes, contrary to the criteria of the Supreme Court, that the Cadastre establishes the value of the real estate that serves as the tax base when calculating the settlement of taxes. The Government thus unloads the appraisal in the so-called Market Reference Value (VRM), calculated by the Cadastre through a series of variables that allows the regional Treasuries to exceed the real value of the properties. In most cases, the value does not correspond to that of the deed and may exceed the real market price of the property, so they require more taxes.